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While credit unions and banks both insure deposits up to $250,000* and offer many of the same products and services, they are very different. See for yourself...

Credit Unions
> Not-for-Profit
> Profits Benefit Members
> Don't Need a Bail Out
> Don't Cost Taxpayers Anything
> Locally Owned
> Low Fees
> Surcharge-free ATMs (28,000 to be exact!)
> Approve Loans in Members' Best Interest
> Still Lending Responsibly
> Most CUs have 3,500+ Branches
> Voluntary Board of Directors

> Member-owned
> Small = Nimble, Can Serve Quickly
> Transparent

Banks
> For Profit
> Profits Benefit Stockholders at Customers' Expense
> Need a Bail Out
> Cost Taxpayers
> Typically, Not Locally Owned
> High Fees
> ATM Fees
> Approve High-risk Loans
> Slowing Lending Due to Poor Lending Practices
> Limited Number of Branches
> Paid Board of Directors
> Bank-owned
> Large = Bureaucracy, Overhead
> Concealed


Impressed by how socially responsible credit unions are? Convinced that credit unions are the way to go? All that's left to do is DUMP YOUR BANK!

*Credit Union deposits are insured by the National Credit Union Administration, a U.S. Government Agency.


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Colorado United Credit Union is federally insured by NCUA.

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ncua eh Your savings federally insured to at least $250,000 and backed by the full faith and credit of the NCUA, a U.S. Government Agency.